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Banking Does NOT Have To Be LAME!
We're NOT Normal. Maybe Your Kind of Bank!
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Banking @ the Speed of LIFE!
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Banking Does NOT Have To Be LAME!
We're NOT Normal. Maybe Your Kind of Bank!
Welcome to Asterisk-FREE Banking!
Smart Money. Makes Money!
Go Ahead, Take Advantage of a Bank For Once!
Your Local Community Anti-Big Bank!
Home Loans and Refinancing
Big Enough to Serve. Small Enough to Care!
Banking @ the Speed of LIFE!
#ShopLocal #BankLocal

Personal/Consumer Rates

Effective Date: May 4, 2023

Prime Rate 8.25% (as published in the Wall Street Journal index)

APY = Annual Percentage Yield
APR = Annual Percentage Rate
LTV = Loan to Value
INTEREST RATES AND TERMS SUBJECT TO CHANGE AT ANY TIME

Deposit Disclosure

Personal Accounts Interest Rates

Savings

Account Interest Rate APY
Christmas Club* 3.93% 4.00%
Primary/Secondary** 0.25% 0.25%

Interest Checking****

Balance Interest Rate APY
$0 – $1,999.99 0.00% 0.00%
$2,000 – $24,999.99 0.20% 0.20%
$25,000 + 0.35% 0.35%

Money Market****

Balance Interest Rate APY
$0 – $1,999.99 0.00% 0.00%
$2,000 – $24,999.99 2.00% 2.02%
$25,000 – $74,999.99 2.60% 2.63%
$75,000 – $124,999.99 3.50% 3.56%
$125,000 + 3.80% 3.87%

IRA Money Market**

Balance Interest Rate APY
$0 – $4,999.99 0.00% 0.00%
$5,000 – $24,999.99 2.00% 2.02%
$25,000 + 2.60% 2.63%

Certificates of Deposit***

Balance Interest Rate APY
3 Month 1.50% 1.51%
6 Month 2.90% 2.94%
12 Month 3.15% 3.20%
18 Month 3.15% 3.20%
24 Month 3.30% 3.35%
36 Month 3.50% 3.56%
48 Month 3.50% 3.56%
60 Month 3.50% 3.56%

Jumbo Certificate of Deposit*****

Balance Interest Rate APY
3 Month 1.60% 1.61%
6 Month 3.00% 3.04%
12 Month 3.25% 3.30%
18 Month 3.25% 3.30%
24 Month 3.40% 3.45%
36 Month 3.60% 3.66%
48 Month 3.60% 3.66%
60 Month 3.60% 3.66%

*$10 minimum to open this account, monthly deposit maximum of $1,000 per account, no accrued interest will be paid if the account is closed prior to maturity.
**No minimum to open this account
***$500 minimum to open this account
****$2,000 minimum to open this account
*****$50,000 minimum to open this account
Fees can reduce earnings and a penalty may be imposed for early withdrawal on certificate of deposit

Deposit Disclosure Business/Commercial Rates

Allied First Bank

3201 Orchard Rd.
Oswego, IL 60543
(800) 272-3286

Allied First Bank, S.B.

Install Allied First Bank

Install this application on your home screen for quick and easy access when you’re on the go.

Just tap then “Add to Home Screen”

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