Effective Date: January 20, 2023
Prime Rate 7.50% (as published in the Wall Street Journal index)
APY = Annual Percentage Yield
APR = Annual Percentage Rate
LTV = Loan to Value
INTEREST RATES AND TERMS SUBJECT TO CHANGE AT ANY TIME
Deposit Disclosure
Personal Accounts Interest Rates
Savings
| Christmas Club* |
3.93% |
4.00% |
| Primary/Secondary** |
0.25% |
0.25% |
Interest Checking****
| $0 – $1,999.99 |
0.00% |
0.00% |
| $2,000 – $24,999.99 |
0.20% |
0.20% |
| $25,000 + |
0.35% |
0.35% |
Money Market****
| $0 – $1,999.99 |
0.00% |
0.00% |
| $2,000 – $24,999.99 |
1.70% |
1.71% |
| $25,000 – $74,999.99 |
2.30% |
2.32% |
| $75,000 – $124,999.99 |
3.10% |
3.14% |
| $125,000 + |
3.45% |
3.51% |
IRA Money Market**
| $0 – $4,999.99 |
0.00% |
0.00% |
| $5,000 – $24,999.99 |
1.70% |
1.71% |
| $25,000 + |
2.00% |
2.02% |
Certificates of Deposit***
| 3 Month |
1.50% |
1.51% |
| 6 Month |
2.50% |
2.53% |
| 12 Month |
3.00% |
3.04% |
| 18 Month |
3.10% |
3.14% |
| 24 Month |
3.30% |
3.35% |
| 36 Month |
3.50% |
3.56% |
| 48 Month |
3.70% |
3.76% |
| 60 Month |
3.80% |
3.87% |
Jumbo Certificate of Deposit*****
| 3 Month |
1.60% |
1.61% |
| 6 Month |
2.60% |
2.63% |
| 12 Month |
3.10% |
3.14% |
| 18 Month |
3.20% |
3.25% |
| 24 Month |
3.40% |
3.45% |
| 36 Month |
3.60% |
3.66% |
| 48 Month |
3.80% |
3.87% |
| 60 Month |
3.90% |
3.97% |
*$10 minimum to open this account, monthly deposit maximum of $1,000 per account, no accrued interest will be paid if the account is closed prior to maturity.
**No minimum to open this account
***$500 minimum to open this account
****$2,000 minimum to open this account
*****$50,000 minimum to open this account
Fees can reduce earnings and a penalty may be imposed for early withdrawal on certificate of deposit
Deposit Disclosure
Allied First Bank
3201 Orchard Rd.
Oswego, IL 60543
(800) 272-3286
