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Banking @ the Speed of LIFE!
Welcome to Asterisk-FREE Banking!
Home Loans and Refinancing
#ShopLocal #BankLocal
Your Local Community Anti-Big Bank!
Banking Does NOT Have To Be LAME!
Go Ahead, Take Advantage of a Bank For Once!
Smart Money. Makes Money!
Big Enough to Serve. Small Enough to Care!
We're NOT Normal. Maybe Your Kind of Bank!

Personal/Consumer Rates

Effective Date: January 20, 2023

Prime Rate 7.50% (as published in the Wall Street Journal index)

APY = Annual Percentage Yield
APR = Annual Percentage Rate
LTV = Loan to Value
INTEREST RATES AND TERMS SUBJECT TO CHANGE AT ANY TIME

Deposit Disclosure

Personal Accounts Interest Rates

Savings

Account Interest Rate APY
Christmas Club* 3.93% 4.00%
Primary/Secondary** 0.25% 0.25%

Interest Checking****

Balance Interest Rate APY
$0 – $1,999.99 0.00% 0.00%
$2,000 – $24,999.99 0.20% 0.20%
$25,000 + 0.35% 0.35%

Money Market****

Balance Interest Rate APY
$0 – $1,999.99 0.00% 0.00%
$2,000 – $24,999.99 1.70% 1.71%
$25,000 – $74,999.99 2.30% 2.32%
$75,000 – $124,999.99 3.10% 3.14%
$125,000 + 3.45% 3.51%

IRA Money Market**

Balance Interest Rate APY
$0 – $4,999.99 0.00% 0.00%
$5,000 – $24,999.99 1.70% 1.71%
$25,000 + 2.00% 2.02%

Certificates of Deposit***

Balance Interest Rate APY
3 Month 1.50% 1.51%
6 Month 2.50% 2.53%
12 Month 3.00% 3.04%
18 Month 3.10% 3.14%
24 Month 3.30% 3.35%
36 Month 3.50% 3.56%
48 Month 3.70% 3.76%
60 Month 3.80% 3.87%

Jumbo Certificate of Deposit*****

Balance Interest Rate APY
3 Month 1.60% 1.61%
6 Month 2.60% 2.63%
12 Month 3.10% 3.14%
18 Month 3.20% 3.25%
24 Month 3.40% 3.45%
36 Month 3.60% 3.66%
48 Month 3.80% 3.87%
60 Month 3.90% 3.97%

*$10 minimum to open this account, monthly deposit maximum of $1,000 per account, no accrued interest will be paid if the account is closed prior to maturity.
**No minimum to open this account
***$500 minimum to open this account
****$2,000 minimum to open this account
*****$50,000 minimum to open this account
Fees can reduce earnings and a penalty may be imposed for early withdrawal on certificate of deposit

Deposit Disclosure

Allied First Bank

3201 Orchard Rd.
Oswego, IL 60543
(800) 272-3286

Allied First Bank, S.B.

Install Allied First Bank

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